The stock market suddenly seems nervous. What this means for you, depending on your age

Here's how to respond, depending on your age.Former CDC Director on Coronavirus: We still don't know how contagious or deadly this specific virus isWhen a traffic light turns red, everyone on the road is supposed to do the same thing. With the stock market, it's more complicated.

"If you have 40 years left to invest, a bear market right now is just noise and should be ignored — in fact, often celebrated," said Doug Bellfy, a certified financial planner at Synergy Financial Planning in South Glastonbury, Connecticut. He provided an example: If you're 30 with $20,000 invested, whether you earn a 10% or a 5% return will only result in a difference of around $1,000. But, Sweeney said, "if I can save aggressively, and put an extra $5,000 toward retirement, that has a much bigger effect on my portfolio value."

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