for anyone with short-term rentals in mind. "Certain months you may absolutely kill it. And the very next month, you could be checking your phone each day just hoping that a booking will come through," he writes. "To prepare for this 'up and down' income roller coaster, I recommend saving up."that a separate emergency fund exclusively for your rental property is a must.
And people planning to have long-term tenants may need to look into a landlord insurance policy. According to Allstate, homeowners insurance is only for people who plan to live in the home. If someone else is living there long-term, landlord insurance is the better move. , a type of insurance that adds extra liability coverage, which can help if you're caught in a lawsuit. While it added about $150 per month to her insurance bill, it makes her feel sure she'll be covered.
It's also worth doing some research into any neighborhood rules, or homeowners association rules if you're in a larger building.
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