Opening a high-yield savings account has been pivotal for homebuying - Business Insider

Let's face it: A down payment for a house is a big chunk of change. Even ifpayment, you're still probably looking at tens of thousands of dollars.

The interest rate has gone down since I started saving last year , but I'm still earning much more than I would in a traditional savings account. It took hardly any effort to switch from my old, traditional savings account, and probably took a total of 10 minutes to set up my account. In part, it was because my new high-yield savings account's online interface was simply better. The new bank's better-designed platform made it easier to set up direct deposits and save automatically — it was a pain with my old savings account, and I'm excited to finally have a way to do it easily.

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