Homebuyers in the most overpriced US cities are currently paying a premium of more than 40% compared to historical prices, according to a recent study from Florida Atlantic University. "Florida is so overvalued almost certainly because of the increased demand to live here combined with a shortage of available housing units," said Ken H. Johnson, an economist at FAU.
"There are just not enough roofs to go around, given our population and Florida's stature as a prime destination."they've locked in, have all helped keep the US housing market tight in 2023. Nearly a quarter of homeowners have a mortgage rate below 3%, close to the highest proportion on record, Redfin data shows.current home price data and compared it to historical trends to find which places Americans were overpaying the most.
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Housing market: Vast majority of homeowners pay below 6% for a mortgageThe housing market is so tight because 90% of homeowners locked in lower mortgage rates before last year's surge
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