The best credit card intro APR offers for paying off debt in 2020 - Business Insider

Make sure to read the fine print and understand exactly how long your offer lasts. Also make sure you understand what your new interest rate will be once the 0% APR comes to a screeching halt. Pay down all your debt before your 0% offer runs out. Once it ends, your card's APR will revert to the standard variable rate, which is much higher.

While credit card APRs are high in general, the specific APR you're assigned on your credit card falls within a range. The higher your , the lower your APR will generally be. That's because a high credit score generally indicates that you've successfully paid off your credit card debts in a timely manner.Beyond applying for a credit card with an introductory APR offer, you can contact your credit card issuer and request a decrease to your APR.

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