With this in mind, you'll want to make sure you know when you last closed a Citi credit card before you apply. If you sign up too early, you won't receive the bonus on these cards — even if you're approved and youCiti has some other great credit cards that missed the cut for our list, but depending on your needs and spending habits, they could be a great fit for you., the Citi® Diamond Preferred® Credit Card offers 0% APR on balance transfers for 21 months .
: This is the premium American Airlines credit card, with a $450 annual fee and membership to the airline's Admirals Club airport lounge program. If you fly American all the time, this could be worth it — especially because purchasing an Admirals Club membership can cost $550 or more, so it's cheaper to get the card.: On the other end of the spectrum, there's the AAdvantage MileUp card with no annual fee.
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Credits cards are dangerous, stick with debit cards
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