It's worth noting that these rates are vastly preferable to those for, but there's more to consider. Not only will your bank likely charge you an additional fee of 3% to 5% of the total advance, but these transactions have no grace periods, meaning interest starts piling up the moment you swipe your card.As the name suggests, a balance transfer is the process of moving your debt from one card to another.
Overall, if you have other options, try those before moving to pay off a credit card with another credit card. Use it as a tool to streamline monthly payments and lower interest rates, sure, but don't rely on it as a magic pill. Whenever possible, pay off your card in full each month to avoid getting into a debt cycle.
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