. In college, I paid my rent with a check. I bought my groceries with a check. I sent the power company a check.
Of course, there were some drawbacks to checkbooks, like it often took much longer for people to check out at the store, and if you lost your book or it got stolen, it was pretty easy for someone to take money from your account. But for me, checks and checkbooks worked well. I had a little way of fooling myself each time I wrote in the dollar amount of a purchase in my ledger: I would "round up."that often put me in the position of being the only one of my friends who had any money to buy us all a pizza or pay for a trip to the grocery store at the end of the month.For every purchase I made back then, I would round the amount up by $2 to $5. If the delivery driver said my order was $15.
When I looked at my checkbook and it showed that I only had a few dollars left but the month still had a week or more in it, I would take out the statement from the bank and do a real balancing of my checkbook. There were times when I had between $50 and $100 more than the ledger said because of "rounding up."
In college, I did all this saving and figuring and fudging by hand, but now, if you want to practice a similar way of saving, there are a variety of
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You didn’t “trick” yourself, you made a planned out idea on how save money! 😂
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