Another nice perk? Ethos offers a 30-day money-back guarantee, so if you're not happy with your policy or service, you'll get a refund in full. That's probably why their customer reviews are so high. The company currently has a 4.8 rating on Trustpilot and 4.6 stars on Google.
Need coverage today? Look to Bestow, which offers instant coverage for anyone approved. The company also has 4.5 stars on Trustpilot, indicating excellent customer service, and its premiums are among the lowest we found, too, with a monthly cost of just under $25 per month for our sample customer.Best overall: State Farm
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