Providing certainty in funding costs and investment returns: Ethereum gets fixed-income DeFi protocol

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DeFi platforms strive to transform financial interactions by establishing fixed-rate and fixed-term lending and borrowing environments to enhance access for all investor types

Providing certainty in funding costs and investment returns: Ethereum gets fixed-income DeFi protocol

The history of the banking system can be traced back to 1472 in Italy, where the first bank emerged to facilitate commerce, secure deposits and provide loans. These early banking activities laid the groundwork for more complex fixed-income instruments. In the 17th century, significant development in fixed-income markets began when the Bank of England issued government bonds in 1693 to finance military conflicts.

Lenders, in contrast, will receive the Term Structure fixed-income tokens, which can be redeemed for principal plus interest at the time of maturity. Meanwhile, the secondary markets provide a venue for users to buy or sell fixed-income tokens. Users can also initiate Forced Withdrawal on the zkTrue-up contract for fund withdrawal in case of censorship or any issues. Should there be a failure to process the withdrawal request, users can activate the Evacuation Mode and perform an evacuation on the layer 1 contract to secure their assets.

 

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