All too often, an investment manager is hiding in advisory clothing. More specifically, clients have the illusion they are getting a complete plan when they are simply buying a manager’s investments. The confusion this creates leads to great questions such as the one you have asked and fuels a debate about the level of fees charged.
Estate planning: having proper wills and power of attorney documents that accurately reflect your wishes, and reviewing asset ownership structures and beneficiary designations to ensure they are not conflicting with these documents; Retirement plan: planning how much to save for retirement and spend in retirement, and utilizing the optimal vehicles to reach the targets you set;
Tax plan: every Canadian has the right to organize their affairs to pay the lowest amount of tax possible while complying with the country’s tax code.Article content