Investing conservatively is understandable, especially considering the uncertainty around the stock market and worrying about making your money stretch through a period of high inflation, but many investors are falling below the recommended amount of stocks in their portfolios, which could hurt their savings prospects later in life.
Most participants are not following those targets, however, the study found. For self-directed investors of defined-contribution plans who are 30 and under, only 16% were holding that recommended range of stocks, and 84% were below it. For investors 40 to 49 years old, who are told to have between 65% and 85% in equities, 15% hit those marks, 30% were over the range, and 55% were below it.
There is no one-size-fits-all formula when it comes to risk and investors need to sleep easy at night over their portfolios. For those who simply can’t handle the idea of losing any amount to stocks, they should speak with a financial adviser about alternatives that will preserve their assets while also stretching them out over their life expectancies.
What? You gotta be crazy w these kind of financial advice. Shame shame
इंडिया ताज़ा खबर, इंडिया मुख्य बातें
Similar News:आप इससे मिलती-जुलती खबरें भी पढ़ सकते हैं जिन्हें हमने अन्य समाचार स्रोतों से एकत्र किया है।
स्रोत: ksatnews - 🏆 442. / 53 और पढो »