and gives you 1.5% cash back on all purchases. The card also offers an intro 0% APR on purchases for the first 15 months, then a 15.49% - 25.49% variable APR.Once he got the credit card, the next step was to focus on using it wisely. My key strategy in building my own credit was to use a quality credit card because it provides ongoing credit history.at the bank was an option but we didn't consider it because you eventually have to pay those loans back.
One easy thing we did was set up a regular small monthly subscription like Netflix or an auto-pay bill so the card would be charged each month to build active credit history. We both never used our cards for mindless shopping and opted to save up for things like Christmas, vacations, and emergency expenses.Of course when you're using a credit card to build positive credit history, temptations to overspend can easily arise.
In terms of coming up with a debt plan, my husband chose to just pay the minimum on low-interest debt like his student loans. He paid his car loan off and any other bills, but decided to use the student loans to gain more credit history and diversify his credit profile.
“Our relationship has always been about helping each other succeed” love it. Teamwork makes the dream work!
این خبر را خلاصه کرده ایم تا بتوانید سریع آن را بخوانید. اگر به خبر علاقه مند هستید، می توانید متن کامل را اینجا بخوانید. ادامه مطلب:
ایران آخرین اخبار, ایران سرفصلها
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