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You can also check out local and regional car insurance providers for cheaper rates, and see if any trade associations you belong to offer member discounts.Like most types of insurance, your monthly car insurance depends on multiple factors like where you live, what type of car you drive, and your driving history. That means everyone pays a slightly different amount for coverage, and that price varies by insurance carrier.
However, there are a few strategies you can try to get the cheapest car insurance rates, no matter which company you use. Below, Snejina Zacharia, founder and CEO of, tells Business Insider about additional ways drivers can save money on car insurance, from simply asking for a discount to exploring pay-per-mile insurance.
If none of these work, though, it may be time to switch auto insurance carriers. Comparison shop and get as many quotes as possible to secure the best rates. (You can start with Business Insider's picks for the
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