Mortgages are pretty expensive right now. Even the government is shelling out more and more for them.
Since the 2008 law passed, the government-sponsored enterprises Fannie Mae and Freddie Mac have had to keep something called"the conforming loan limit" close to the going rate for houses in markets around the country. The law is meant to make it easier for homebuyers to borrow cash. In areas where median home values are much higher than the baseline limit, the ceiling for one-unit properties will be $970,800, according to FHFA. That higher limit will be effective in 102 counties starting next year. Metropolitan hubs in California, New York, and Washington, DC host most of the pricier counties.Federal Housing Finance Agency
. While that's up from the four-decade low of 32% seen in September, it still signals sour attitudes toward the white-hot market.estimates home-price inflation peaked in the third quarter and will move lower over the next two years. Price growth will remain historically high in 2022, but inflation in 2023 should be some of the weakest the market has seen in nearly a decade, Fannie Mae's economists said.
Winner of Dr Evil clickbait headline award
政府为使房屋所有权更容易实现而采取的对策是购买100万美元的抵押贷款
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