has a snowball effect — it's easy to keep swiping and not realize how much you're charging on credit cards, and how quickly little purchases can result in major interest charges.
Fast forward to three years later, and we're crippled by $1,000+ in credit card payments per month — something we're not proud of, and something we're making huge sacrifices to fix. We have two kids to run around frequently, and we tend to keep our schedules pretty full in general. But we make it work, and we honestly don't miss a second car on most days.
I haven't calculated the exact savings, but living with just one car definitely makes a difference in our budget. Our van payment is $350 a month, plus about $200 in gas and $50 in car insurance a month, so based on those numbers, I would estimate we're saving close to $600 to $700 a month, if you include all the money we're not spending on incidental repairs and maintenance on an additional vehicle.
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