With a typical standalone policy, a policy holder can expect the premiums to go up, often according to five-year age bands.
An AIA spokesman said all medical plans in Malaysia were priced by actuaries but insurance companies would also factor into the price an inflation rate of 6% to 8%. He said the expected increase in claims for 2019 was 13%. As a result, he added, insurance companies had had to revise their premium costs upwards.“Even if your hospital bill is covered by your insurance policy, the cost of each treatment will count towards your yearly and lifetime limits,” he said.Subscribe to our newsletter and get news delivered to your mailbox.
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