for himself, but the process was long and cumbersome, involving scanning and faxing paperwork plus an in-home medical exam., an online term life insurance company that advertises affordable life insurance in about five minutes.
I'd been dragging my feet on getting life insurance, but as a financial contributor to my household, I needed to take the plunge. Plus, I realized the younger and healthier I am when applying for coverage, the better offer I'd receive. After you sign up for an account with Bestow, you can complete the application process, which really does take just a few minutes. First, I answered basic questions about my height, weight, and medical history.
If you're an adventurer, you might get hung up in this section. For example, Bestow also asks about your plans to:Presumably, mortality rates go up in these scenarios, which can jeopardize your approval for a life insurance policy. The income section asks how you're paid and then asks how much you earn in that amount of time. The application rounds out with inputting your driver's license information.
Bestow uses algorithmic underwriting, which assesses your application information along with external data to provide you with your personalized life insurance policy offer. Most traditional life insurance companies use a person to underwrite policies, which slows down the process.Identity verification
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