On its own, this is pretty solid advice. After all, it means you're saving consistently without even really having to think about it. But, as a freelancer, this method just isn't for me.
However, as a freelancer, my income is inconsistent. Some of my clients need work every month while others only use my services on a per-project basis. Some clients pay my invoice as soon as they receive it and others pay a month or 45 days later. In light of that, I knew I had to handle my savings differently, so I came up with a system that worked better for me.I'm a firm believer in setting savings goals. I was able to decide on my savings goal once I knew what price range I wanted to be in while house hunting. At the same time, I also knew that I wanted to try to put down 20% in order to avoid payingTo find the correct amount, I took 20% of the high end of my price range and made that my total savings goal.
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