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My 4-step 'financial inventory' saves me hundreds of dollars a year - Business Insider

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Good advice for anyone who needs to get a handle on their spending

was to make fewer mistakes with my money every month, like overspending on things I don't need and overdrafting my account. contributing to my retirement account

I'll embarrassingly admit that for years, I hardly ever glanced at my credit card statement. I was so focused on making sure I paid on time that I would spend little to no time understanding each purchase and determining if those items were really things I needed. That's how I'm better able to stick to my budget and how, when something looks easy to buy, I'm more able to think through my purchase — or else I'll have to have a tough conversation with myself about it at the end of the month.

 

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