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Which Types Of Coronavirus Relief Can My Small Business Get?

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There are now several new temporary relief options aimed at helping small businesses push through the current economic headwinds caused by the coronavirus. Here’s what you need to know if you’re a small business owner looking for help:

My business is open, but revenues are way down. What kind of relief can I get?

In addition to the Paycheck Protection Program, you can also concurrently apply for an EIDL as long as you’re using the money from each type of loan for different purposes. An EIDL must be repaid, though If you need help with non-payroll expenses, like rent, mortgage payments or other debt obligations, you may want to consider applying for the Economic Disaster Injury Loan, which can cover as much as

An EIDL can be granted based on an applicant’s credit score, and loans of under $200,000 can be approved without a personal guarantee, meaning they don’t require collateral. You may also be eligible for a $10,000 emergency cash advance that can be forgiven if it meets the usage requirements.Sole proprietorships, independent contractors and self-employed persons are eligible to apply for an EIDL.

 

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Auto insurance companies returning $800M in premiums during COVID-19Two auto insurance giants announced they are returning a total of $800 million in premiums to customers during the novel coronavirus pandemic, saying people are driving less and they are experiencing fewer claims. CC: MetLife Progressive y’all bout to make me switch carriers!! GEICO has announced a 15% policy discount effective on auto/motor policy renewals for April 8th thru October 7th.
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