How to calculate how much money you need to retire - Business Insider

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Many experts recommend using the 4% rule to figure out how much you'll need in retirement, but there are other factors you should consider.

may be paid off as well. Plus, some of your kiddos may have already left the nest by the time you decide to retire.

Using the 4% rule, if you wanted retirement income of $40,000, you'd need to have $1 million in your investment portfolio when you retire. If you think you'll need $100,000 per year in retirement, you'd need to save $2.5 million.

 

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