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Depositing stimulus debit card money & paying expenses on rewards card - Business Insider

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Credit cards can be a route to extra savings, especially when you paying your monthly bill with stimulus check money you never would have expected in pre-pandemic days

Two crossed lines that form an 'X'. It indicates a way to close an interaction, or dismiss a notification.Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.

By putting every penny from the stimulus check in the bank and putting all our purchases on a single credit card, my family has been able to reap thousands of Citi Thank You points that are then as good as cash on Amazon.See Business Insider's list of the best rewards credit cards » . We received a prepaid stimulus debit card, and we've found a way to maximize these funds while also earning credit card rewards that save us money on Amazon purchases.My wife and I have always been good about paying off credit card bills in full. Even in the early days of our marriage nearly 15 years ago, we never spent more than we could afford to pay and never carried any credit card debt.

For about two weeks, every few days I would mask up and make the trip to a nearby Rite Aid where there was an ATM. I withdrew funds from our CARES account, then I'd deposit this cash directly into our checking account via a bank about 500 yards down the road.

 

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