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There are 3 main types of early retirement, and the only difference is how much you spend - Business Insider

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The formula for early retirement is simple: Save up and invest 25 times your annual spending in order to become financially independent, assuming you plan to withdraw 4% of your nest egg each year thereafter

Financial independence/retire early is often broken down into three main categories: FIRE, Lean FIRE, and Fat FIRE, though there are now other categories including Coast FIRE.

With Coast FIRE, you save to a target number by a certain age and then stop saving and let compounding gains "coast" you to your ultimate target retirement nest egg.The FIRE movement is largely a numbers game.

 

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