House price growth slows as housing market cools

The Halifax says house prices rose again in July after dipping last month, making the average price £261,221 and leaving prices 7.6% higher than at the same time last year.The lender said it expected prices to settle further after the recent spate of strong rises, which has been fuelled in part by tax breaks on stamp duty.The average property price across the UK was £261,221 in July, with the highest rises of 13.8% seen in Wales and the lowest - 2.5% - in London.

Now a 5% tax kicks in at £250,000 for properties up to £925,000. Rates on properties above that are higher. Russell Galley, managing director of Halifax, said: "This easing was somewhat expected, given the strength of price inflation seen last summer, as the market began its recovery from the first lockdown and with activity supported by the start of the stamp duty holiday."

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