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Telkom muscles into banks' turf with business loans

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Telkom has become the latest telecoms operator to muscle into the banks’ traditional area of expertise, this time offering loans to small businesses.

the latest telecommunications operator to muscle into the banks’ traditional area of expertise, this time offering loans to small businesses.Telkom Lend offers an end-to-end digital process with zero paperwork, promising an answer to applicants in a fraction of the time it takes banks to provide loans to small businesses, it said.

Funding ranges from R20 000 to R5-million, depending on monthly turnover. Funding can be paid back over three to 12 months on a daily or weekly basis, depending on business cash flow, said Telkom Financial Services managing executive Sibusiso Ngwenya in a statement. “Money will be paid into the account once approved within 24 hours to use for various needs, including expanding a business, purchasing equipment or renovating premises.”

 

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