up 7% in 2023 as investors position for when the central bank halts its interest-rate increases.
Millennial workers also get more advice about investing from their families than from websites, publications, or financial advisors, according to the Schroders' survey. They believe they'll need around $1.3 million worth of savings to live comfortably after they've stopped working – but just 29% think they'll have stashed more than $1 million by the time they retire.
Schroders also surveyed older Americans and found that they've positioned their portfolios more boldly than the younger generation. Workers aged over 45 allocate 31% of their savings to stocks, 29% to cash, and 16% to bonds, according to the investment firm.
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