There are zero things wrong with fantasizing about winning tonight’s billion-dollar Powerball jackpot drawing. And dropping $5 to $10 to buy lottery tickets or scratch-offs on occasion can be considered entertainment spending. So, by all means, enjoy if that’s what you like.
“If that money is going to be gone anyway, I’d rather you have lovely experiences. Let it be gone in a way that holistically enriches your life.” Give yourself a raise If you’re carrying credit card debt, one of the best ways to leave yourself with more money is to pay off, or at least substantially pay down, your highest-interest debt. And — reality check — all credit card debt is expensive today, since rates are at record highs.
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