Health savings accounts are generally available to anyone who has an eligible high-deductible health insurance plan. In 2020, $3,550 is the maximum contribution for a single person, while $7,100 is the maximum for a couple or family. Plus, your HSA is more than a savings account — it also can act like an investment account. Since the money you put in an HSA rolls over from year to year, "you can use that account as another investment or like a retirement account," says Bera.
She continues: "And, when people hit that six figure mark, they're starting to think about having a family. This is a great time to start maxing out your HSA if you know you're going to be having a lot of out-of-pocket medical costs, like for labor and delivery."If you're making six figures, you're getting close to the income limit for a
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