A bet Apple made in 2014 appears to be paying off as the iPhone company looks to define its next decade

and competes against companies like Huawei that offer cheaper options to consumers, especially in emerging markets like China and India.

Apple said that over 70% of merchants in the US accept Apple Pay, while that number jumps to 99% in Australia. While mobile payments are still struggling to gain traction in the US, more than 80% of consumers used mobile payments in China in 2018, according to research from Bain citedApple faces competition in China from QR code-based mobile payment services from Chinese tech giants Alibaba and Tencent.

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