I have life insurance as a stay-at-home mom to protect my worth - Business Insider

In this conversation, we evaluate the state of our children's teeth, my husband's deteriorating vision, and whether or not we use our gym membership anymore . And it is during this discussion, prompted every year by my husband's company's open enrollment deadline, that we determine my worth.

So, as our annual conversation about insurance and finances dictates, every October we reassess the monetary realities of my early death, and every year, we decide to pay for myThis might seem unnecessary considering that if I were to die tomorrow, no recurring paycheck would disappear, and there would be no immediate financial costs associated with my death beyond funeral costs.

While my husband's job has a slightly higher market value than a quality child-minder, it's only slightly higher, and after the house payment and car payment, there would be little left if I weren't around. Nothing for groceries or cellphones or our children's futures. After-school care at our local elementary school costs $90 a week per child. For three children, this would cost $1,080 a month. This doesn't count the level of flexibility he would need to accommodate sick days, professional development, and school holidays without me, and for three months of the year, he would still have to pay those nanny prices listed above while our kids are on summer break.

He would always have the option to change jobs and move nearer to them, but even that option would be fraught with emotional and financial costs, not to mention would be wholly contingent on the willingness of family members to offer their time and services for free. But these are only the childcare costs associated with my contributions to our family. I also provide house-management services.

대한민국 최근 뉴스, 대한민국 헤드 라인

Similar News:다른 뉴스 소스에서 수집한 이와 유사한 뉴스 기사를 읽을 수도 있습니다.

Inside YouTuber Brent Rivera's Amp: scouting talent, TikTok superhero - Business InsiderAmp Studios is a talent incubator and content group founded by 22-year-old YouTuber, Brent Rivera, and his manager and business partner, Max Levine. Ghjhggjj Hiiiiiiiiiiiiii
출처: BusinessInsider - 🏆 729. / 51 더 많은 것을 읽으십시오 »

Inside an American coronavirus containment zone, business anxiety is spreadingSome businesses in an American coronavirus containment zone are planning to shut their locations for at least two weeks. That's a tough pill to swallow for many small businesses, which notoriously operate on razor-thin margins. But they may have no choice. Two weeks isn't long enough ... a month is a better time. 😩 That’s all of Iran right now.
출처: CNN - 🏆 4. / 95 더 많은 것을 읽으십시오 »

Coronavirus: Bank of England cuts interest rates to protect UK economy - Business InsiderThe Bank of England has slashed interest rates to 0.25% in an emergency move to protect the UK economy from the coronavirus outbreak india is so alien to 'protecting the economy' thing xD daymaloney
출처: BusinessInsider - 🏆 729. / 51 더 많은 것을 읽으십시오 »

The life of Sean Parker, Napster cofounder and Facebook billionaire - Business InsiderThe incredible life and career of Sean Parker, who got his start as a teenage hacker before cofounding Napster and becoming a Facebook billionaire We need a movie about this genius sparker
출처: BusinessInsider - 🏆 729. / 51 더 많은 것을 읽으십시오 »

Coronavirus: America's 1.8 million truckers can't work from home - Business InsiderTruckers face a 'constellation' of health issues and are more likely to smoke and have diabetes — conditions that make the coronavirus more deadly. If only somebody (AndrewYang) had any ideas to help and could have been President... But aren’t they basically isolated? It’s not like they drive in packs of 100! I can’t image their jobs are at risk?! And people need supplies.
출처: BusinessInsider - 🏆 729. / 51 더 많은 것을 읽으십시오 »

Coronavirus: Shopify gives employees $1,000 to furnish work from home - Business InsiderShopify has directed all employees to work from home. And the company will letting workers spend up to $1,000 to get the gear they need to do it. So a mount for your xdr display. Good move 👍 $1,000 each?
출처: BusinessInsider - 🏆 729. / 51 더 많은 것을 읽으십시오 »