if you have large amounts of medical debt and plan to itemize those expenses, you need to protect your own finances, or if the laws where you live require it., said people who file separately face other complications. When you take a deduction or credit as a married couple filing jointly, you take the deduction or credit jointly on your joint tax return. When you're married filing separately, only one of you can claim the deduction or credit on the return.
It may not be obvious which spouse will benefit more from specific deductions, and it can take lots of time and number crunching to figure out the best route.filing jointly That's not the only financial consideration, however. When you file taxes jointly, you only have to submit one federal return and one state return. If you file taxes separately, you have to submit two federal returns and two state returns.
Mixed race couple? Really?
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