, and went through layoffs and a down-round of funding this year. But the startup also doubled its revenues and added millions of customers, and managed to raise further funding during the pandemic.That privately-held and predominantly VC-backed startups even publish annual reports demonstrates remarkable transparency, argues investor Eileen Burbidge. Burbidge is a partner at Passion Capital, an early Monzo investor, and HM Treasury's special envoy for fintech.
"What they've all achieved, along with others in the sector such as Atom, Tandem, Tide, N26, Nubank, Qonto and others, is absolutely remarkable." "Digital-only banking options are great for consumers and the industry more generally," Merry added. "The neo banks have done a lot to kick start better offerings from incumbents."
"In the current climate, it is hard to see a turn to material profit for this group in the next 12-18 months," he said.
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