Galileo unit. Those companies would then give their customers a pay-by-bank option alongside other payment methods, such as credit or debit cards.
The payments push is one of Plaid’s bigger bets since its $5.3 billion sale to Visa was called off in January.to prevent the acquisition from moving ahead. Prosecutors learned that Plaid planned to launch a payments service by the end of 2021 and argued in a lawsuit that Visa was buying the company to extinguish a would-be rival to its online debit service.
Plaid views its new program as a complement rather than a competitor to credit- and debit-card networks like Visa, said Paul Williamson, Plaid’s head of revenue. Through Plaid and its partners, consumers and businesses could use their bank accounts for transactions that don’t typically involve credit or debit cards, such as remittances or invoice payments.
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