of Quitman-based BTH Bank in August. The deal added $526 million in deposits to Origin's Texas franchise and $806 million in loans.as a commercial banker in Dallas. Jennings previously worked at Cadence Bank for four years.
"It's the overall business environment," Birdwell said when asked why the bank has decided to focus so much on North Texas."And it really starts with the people. North Texas is full of a bunch of great entrepreneurial minds and generous minds. Not only do you have all the business growth in town, but you've got just incredible foundations and institutions and charities that truly try and take care of our communities.
Origin will also be opportunistic when it comes to future mergers and acquisitions. For now, Birdwell said the bank remains focused on integrating BTH and growing organically. High-interest rates, rising inflation and an inverted yield curve make it tough for Origin and other banks to continue growing in the short term, especially if the recession many economists expect to occur becomes realized. An inverted yield curve means short-term interest rates exceed long-term rates, causing banks to become less incentivized to lend.
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