Mortgage rates fall for fourth week in a row | CNN Business

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Mortgage rates fell slightly this week, as a smaller rate hike by the Federal Reserve signaled promising improvement on inflation

The 30-year fixed-rate mortgage averaged 6.09% in the week ending February 2, down from 6.13% the week before, according to data from Freddie Mac released Thursday. A year ago, the 30-year fixed-rate was 3.55%. After climbing for most of 2022, spurred by the Fed’s harsh interest rate hikes to tame soaring inflation, mortgage rates have been trending downward since November, alongside data that continues to show inflation may have peaked.

“And investors are betting that the economic slowdown and the Fed’s eventual victory over inflation will result in lower rates over time.” The MBA is forecasting a modest drop in mortgage rates through 2023, ending closer to 5%. Other economic data play a role in how mortgage rates move, including reports on jobs and inflation. “Most recent indicators point to a still-resilient economy,” said Ratiu.

 

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mortgage rates were 2.65% Jan 2021...just saying

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