Priced out of housing market? Zero-down loans, downpayment grants available

Every now and again I’m in search of the best mortgages to get would-be buyersWestcom Credit Union has the deal of the decade. Maybe the century.California house hunters face record $4,359 monthly payment

Homebuyers also must contribute a minimum of $1,000 or 1% of the sales price, whichever is greater, according to Wescom. Rocket grants 2% of the purchase price toward your minimum 3% down payment. Your down payment contribution is 1% of the sales price. “We don’t have to count overtime or bonuses to avoid putting the buyer over the income limit,” said Jeremy Bednarz-Gray, division vice president of sales at Rocket Mortgage. “There are 992 active listings at $368,000 or less in Riverside County.”

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