: your payment history, amounts owed, length of credit history, credit mix, and new credit. These factors are weighted differently, with payment history and amounts owed accounting for 35% and 30% of your score, respectively.
Given that payment history and amounts owed are so heavily weighted, losing your source of income can indeed have some effect on your credit score — but only if unemployment impacts your ability to pay your bills. We'll get into that more below, but first let's make an important distinction.
Just for your ability to provide for your family.
Wanna bet?
Credit score = I love debt score
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