polled more than 7,300 business owners from its network of more than 5 million members across North America.
"If all of these unallocated funds actually went to the businesses that qualify for them, the U.S. small business economy would likely recover much more quickly," the report said. Nearly half of the minority business owners polled said they never applied for PPP loans — "I don't stand a chance," one business owner said.
Nearly one in seven small businesses in the US is minority owned, and Alignable calculated that if they enjoyed equal approval rates, roughly $17 billion in additional loans would have been made.Freelancers, solopreneurs, independent contractors, and gig workers constitute more than 80% of US small businesses, and nearly four in ten of those individuals did not apply for a PPP loan because they thought the program wasn't for them.
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