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The bill's introduction comes as the coronavirus pandemic disproportionately affects communities of color and calls for Fed intervention amplify.New legislation pitched by Democrats in Congress calls on the Federal Reserve to target racial inequalities in the US economy." calls for the Fed and Federal Open Market Committee to reduce and eliminate disparities "across racial and ethnic groups with respect to employment, income, wealth, and access to affordable credit.
Should it be passed, the central bank's mandate would be changed for the first time since 1977. The Fed's current mission is to maintain stable inflation and maximize US employment. Though its typical policy actions center on interest rate changes, the coronavirus pandemic ushered in the Fed's use of unprecedented lending facilities and corporate bond purchases.
Lmao.....no.
If there's things that can be done, I'm all for it. But the risk-benefit scenario for lenders based on their customer's ability and likelihood to repay seems to be the primary driver here.
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