Two crossed lines that form an 'X'. It indicates a way to close an interaction, or dismiss a notification.Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.
You can open a BMO Harris bank account at one of over 500 branches in nine states, or online from around the US. BMO Harris is a good brick-and-mortar bank, but if you're looking to bank online, you're better off with an online-only bank that pays higher rates. The bank pays higher CD rates than most brick-and-mortar banks, but you'll need $5,000 to open an account.You might not like BMO Harris if you ...Have $5,000 to open a CD or money market accountDon't live near a branch, AND you're not comfortable banking digitallyCan't afford the opening deposits for CDs and money market accounts
The bottom line: BMO Harris is a solid option if you want to bank in person, but you can find other online banks with better interest rates and lower minimum deposits.
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