**Available as add-on coverage if not part of policyWhat is the difference between a condo and a townhouse?
In most townhouse communities, owners own their unit's interior and exterior, including the roof, lawn and driveway, but not the communal areas.Condos come in many different styles. They may be part of a large high rise, a cul-de-sac of cottages or anything in between. HOA fees for condos are typically higher than townhouses because they pay for exterior upkeep, such as lawn care, trash removal, and pest control.
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