, which leads too many of us to postpone or avoid the topic altogether. But the reality is that if your partner has a lot of debt, it can impact big decisions that you'll want to make together — where to live, when to buy a house, whether or not you can afford to have children, and more. Don't get us wrong, money certainly isn't everything in a relationship, but it should definitely get a mention on the laundry list of compatibility considerations.
If your partner says they"have debt" but don't want to divulge details, press a little further to find out exactly what kind it is. Lannan labels"bad debt" as any expense that involves taking money from our future self to spend more dollars than we have today. These include credit cards and car loans for a luxury ride if a simple sedan would do the job.
"It is important to discuss things in a way that allows you to gain an understanding and clarity about that person's situation while having him feel emotionally safe and not judged," she continued."Otherwise, the other person may be unwilling to share or be as honest with you as is needed for you to get a true picture of his financial situation."
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