Rather than focus on the setback my already very humble retirement savings is experiencing, I've chosen to look at the bright side: stocks are cheaper right now, so it might be the best time to invest even more. I'm using my investment opportunity fund to do so.An investment opportunity fund is cash that you keep on hand ready to be invested when an opportunity arises. This could involve purchasing a property, starting a business, or investing in the stock market when it's down.
The stock market started to fall in February shortly after the coronavirus pandemic began to take off, and it's still falling. For some, it might feel like the worst time to invest. After all, there's a lot of economic uncertainty in the air, and given that businesses are likely to remain closed for a while and have difficulties recovering, we probably haven't seen the worst of it yet.Stocks are basically being sold at a steep discount right now.
On top of that, I already have a year's worth of living expenses saved in an emergency fund, which I keep in a
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