PNC bank review: high APY for online savers - Business Insider

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$5,000 opening deposit for terms under 90 days; $1,000 opening deposit for terms of 90 days or moreFrom 3 months to less than 1 year, early withdrawal penalty is 3 months interestTerms ranging from 7 days to 10 years$1,000 to $5,000 opening depositPNC offers more types of CDs than most banks, including Variable Rate CDs, Stepped Rate CDs that increase your rate every six months, and more.pays the highest rate.

PNC Bank does offer more term options than most banks, so if you want to open a CD with a term shorter than three months or longer than five years, PNC Bank could be a good option. However, you have to open a CD in person, so you're out of luck if you don't live near a branch.

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