Higher interest rates squeezing San Diego housing market

  • 📰 nbcsandiego
  • ⏱ Reading Time:
  • 26 sec. here
  • 2 min. at publisher
  • 📊 Quality Score:
  • News: 14%
  • Publisher: 51%

Malaysia News News

Malaysia Malaysia Latest News,Malaysia Malaysia Headlines

According to Freddie Mac, the average 30-year fixed-rate mortgage was 7.49%, as of Oct. 5, up from the 2.8% average on Oct. 8, 2020.

“When interest rates go up, it’s more expensive to borrow, and most people can’t afford to pay cash for a house, especially in an expensive area like San Diego, so they need to take out a mortgage,” University of San Diego Economics Professor Alan Gin said."With higher interest rates, they have to pay more in interest, so their monthly payment is a lot higher, and that will price some people out of the housing market."Sign up for NBC San Diego newsletters.

“What we are seeing is a little bit of a slowdown in terms of transactions because people can’t afford to buy houses, so there’s reduced demand for houses and that affects other parts of the economy,” Gin said. The U.S. Federal Reserve has been raising interest rates to combat inflation. Many economists expect interest rates to stabilize or be lowered in 2024 if inflation cools.“Right now, it actually might be a good idea to get your foot in the door, literally," Realtor Destiny Roxas told NBC 7.

 

Thank you for your comment. Your comment will be published after being reviewed.
Please try again later.
We have summarized this news so that you can read it quickly. If you are interested in the news, you can read the full text here. Read more:

 /  🏆 524. in MY

Malaysia Malaysia Latest News, Malaysia Malaysia Headlines

Similar News:You can also read news stories similar to this one that we have collected from other news sources.

U.S. stocks end higher despite higher oil prices rise, Israel-Gaza warJoy Wiltermuth is a news editor and senior markets reporter based in San Francisco.
Source: MarketWatch - 🏆 3. / 97 Read more »