Japan finance minister says BOJ's low-rate policy not behind megabank's fee moves

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Japanese Finance Minister Taro Aso said on Friday he did not believe the central bank's negative interest rate policy was behind a megabank's decision to consider implementing fees on some banking services.[TOKYO] Japanese Finance Minister Taro Aso said on Friday he did not believe the central bank's negative interest rate policy was behind a megabank's decision to consider implementing fees on some banking services.

Mr Aso made the comment after Mitsubishi UFJ Financial Group confirmed it was weighing such a move, following a report in the Nikkei business daily that the bank was considering fees on dormant accounts and other services. Years of the central bank's heavy money printing have failed to fire up inflation and crushed long-term interest rates near zero, drawing criticism from financial institutions for narrowing their margins and hurting their profits.

Asked whether ill-effects of the Bank of Japan's negative interest rate policy were affecting individuals through deterioration in financial institutions' profits, Mr Aso said:"I'm not aware of that.""It costs a certain amount of fees to manage dormant accounts, In that sense, just because some bank is considering imposing fees, that doesn't immediately mean that something's wrong with bank management," he told reporters after a cabinet meeting.

 

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