that aims to help teachers, firefighters and law enforcement officers become first-time homeowners by removing the need for a down payment and save prospective buyers thousands of dollars is misguided, a think tank claimed on Monday.
But critics of the bill say that the legislation was focused on the wrong challenge facing the housing market.have misdiagnosed the underlying problem: Access to financing is not the issue plaguing prospective teachers, law enforcement, and other first responders—it is the lack of housing supply," argued Tobias Peter, senior fellow and the co-director of the American Enterprise Institute's Housing Center."The HELPER Act thus treats the symptom, not the disease.