Mortgage rates this week have held steady for the most part. Rates for 30-year mortgages average 6.78% as of July 25, Freddie Mac reported. This is up only slightly from last week's 6.77%. Last year, rates were in a similar place, averaging 6.81%."Mortgage rates essentially remained flat from last week but have decreased nearly half a percent from their peak earlier this year," Freddie Mac Chief Economist Sam Khater said.
"We continue to expect home price growth on a national level to decelerate – but remain positive – over the near term, but it should be noted that conditions often vary by region, particularly as it relates to supply," Duncan said. "For instance, many Sunbelt metros are currently seeing significant increases in for-sale inventories, in part due to new construction, while supply in much of the Northeast and Midwest remains extremely tight.
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