With under 13 weeks to go until Christmas, the holiday shopping season is gearing up for a period of festive spending. For those yet to start planning, managing a Christmas budget can feel daunting, however, getting organised now can help prevent last-minute overspending and lead to a more strategic approach to festive buying.
Setting aside money each month Katy said: “Consider setting aside a small amount each month throughout the year. This approach allows you to calculate your total budget, dividing the amount you plan to spend by the number of months remaining until Christmas, making it easier to meet your financial goals without the pressure of a last-minute scramble.
Latest Personal Finance News Make the most of the key saving days Katy explained: “Black Friday and Cyber Monday provide great opportunities to bag the best money-saving deals. Doing your Christmas shopping around these dates can mean you complete your shopping with weeks to go, while also saving hundreds with good deals.”The bargains have started dropping already on the global marketplace with leading brands offering up to 40 per cent off.
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